REVISED OPERATIONAL GUIDELINES GRAMIN BHANDARAN YOJANA
(Effective from 1.10.2004)
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Addresses of Rural Godowns |
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Subsidy sanctioned and released by NABARD & NCDC (construction + renovation) (Position as on 31/03/2007) - Cumulative (Financial) |
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It is well known that
the small farmers do not have the economic strength to retain the produce with themselves till the market prices are favourable. There has been a felt need in the country to
provide the farming community with facilities for scientific storage so that
wastage and produce deterioration are avoided and also to enable it to meet its
credit requirement without being compelled to sell the produce at a time when
the prices are low. A network of rural godowns will enable small farmers to enhance their holding
capacity in order to sell their produce at remunerative prices and avoid
distress sales. Accordingly, Gramin Bhandaran Yojana, a Capital Investment Subsidy Scheme for
Construction / Renovation
of Rural Godowns was introduced in
2001-2002 and extended upto 30.09.2004. The Scheme
has now been approved for implementation during the years 2004-05 to 2006-07,
with modifications in its operational guidelines for new projects to be
sanctioned after 30.09.2004. Accordingly, revised operational guidelines of the
scheme are applicable for new projects sanctioned on or after
2. OBJECTIVES
The main objectives
of the scheme include creation of scientific storage capacity with allied
facilities in rural areas to meet the requirements of farmers for storing farm
produce, processed farm produce and
agricultural inputs; promotion of grading, standardization and quality control
of agricultural produce to improve their marketability; prevention of distress
sale immediately after harvest by providing the facility of pledge financing
and marketing credit; strengthen
agricultural marketing infrastructure in the country by paving the way for the
introduction of a national system of warehouse receipts in respect of
agricultural commodities stored in such godowns and
to reverse the declining trend of investment in agriculture sector by
encouraging private and cooperative sectors to invest in the creation of
storage infrastructure in the country.
Eligible Organizations
i) The
project for construction of rural godowns can be
taken up by individuals, farmers, Group of farmers/growers, Partnership/ Proprietary
firms, Non-Government Organizations (NGO’s), Self Help Groups(SHGs), Companies, Corporations, Co-operatives, Federations,
Agricultural Produce Marketing Committees, Marketing Boards and Agro Processing
Corporations in the entire country.
Assistance for renovation of rural godowns will,
however, be restricted
to godowns constructed by cooperatives only.
Location
ii) Under
the scheme, the entrepreneur will be free to construct godown
at any place, as per his/her commercial judgment except for the restriction that it would be outside
the limits of Municipal Corporation area.
Rural godowns constructed in the Food Parks
promoted by the Ministry of Food Processing Industries shall also be eligible
under the scheme for assistance.
Size
iii) Capacity of a godown shall be decided by an entrepreneur. However, Subsidy under the scheme shall be restricted to a minimum capacity of 100
tonnes and maximum capacity of 10,000 tonnes.
iv) Rural godowns of
smaller size upto 50 tonnes
capacity will also be eligible for subsidy under the scheme as a special case
based on viability analysis depending on the topography/special requirement of
the State/Region. In hilly areas*, rural
godowns of smaller size upto 25 tonnes
capacity will also be eligible for subsidy.
For this, NABARD will issue appropriate guidelines.
*where the project site
is located at a height of more than 1000 meters above mean sea level.
Conditions for Scientific Storage
v) Godowns built under the scheme shall be structurally sound on account of engineering considerations and functionally suitable to store the
agricultural produce. The general conditions for
scientific construction will be as follows:
a) The construction of godown shall be as per Central Public Works Department/State Public Works Department specifications or any other
standard specifications laid down in this behalf. The godown shall be properly ventilated, shall have well fitted doors, windows and ventilators
and shall be waterproof
(control of moisture from floor, walls and roof etc.)
b)
The godown structure shall have protection
from rodents.
c)
The godown shall have protection from birds
(windows/ventilators with jali).
d) The openings of godown such as doors, windows etc. shall be designed in such a manner that the godown can be sealed for effective
fumigation etc.
e) The godown complex shall have an easy approach road, pucca internal roads, proper drainage, arrangements for effective control against fire
and theft and also have arrangements for easy loading and
unloading of stocks.
vi) The entrepreneur may obtain a licence to operate the godown, if
so required by the concerned State Government, under the State Warehousing Act
or any other relevant laws. The rural godowns of 1000 tonnes capacity
and more should get accreditation from Central Warehousing Cooperation (CWC) as
soon as accreditation scheme is introduced. NABARD will formulate guidelines on
the subject in consultation with CWC.
Credit Linked Assistance
vii) Subsidy under the scheme is linked to institutional credit and will be available to only such projects as are financed by Commercial Banks,
Regional Rural Banks, State Cooperative Banks (SCBs), State Co-operative Agricultural and Rural Development Bank (SCARDBs),
Agricultural Development Finance Companies (ADFCs), North Eastern Development Finance Corporation(NEDFI), Urban Cooperative Banks
etc. Loan to the entrepreneurs from
banks for the construction of godowns
would carry an adequate long-term repayment period.
viii) Assistance under the scheme shall be available on capital cost of construction of godown including the cost of allied facilities like boundary wall,
internal road,
required to operate the
Pledge Loan Facility
ix) The farmers keeping their produce in
the godowns shall be eligible to avail pledge loan on
hypothecation of their produce. The terms and conditions governing
Training
x) A general awareness programme
on the scheme for the farmers and a training programme
for the entrepreneurs for construction, maintenance and operation of
Implementation Period
xi) Implementation
of the scheme shall be continued beyond 30.09.2004 upto
31.03.2007.
xii)
The
modified scheme will be applicable to all new projects for construction /
renovation of rural godowns in respect of which loans
are sanctioned on or after 1/10/2004 upto 31/3/2007.
Nodal Agency
xiii) The scheme shall be implemented by the Directorate of Marketing and Inspection (DMI), an Attached Office of Department of Agriculture &
Cooperation. A
Target
xiv) Under
the Modified Scheme, creation of new 32 lakh tonnes and renovation of 4 lakh tonnes of
rural storage capacity is targeted.
xv) The
sanction of projects in a State would be restricted to a maximum of 28 lakh tonnes (20% of the total
capacity of 140 lakh tonnes
envisaged during the 10th Plan).
xvi) 5
lakh tonnes would be
reserved for small farmers and 5 lakh tonnes for cooperatives.
Insurance
xvii) It
will be the responsibility of the owner of the godown
to have the insurance for the godown.
4. Subsidy
xviii) Rate
of subsidy shall be:-
(a) 33.33%
of the capital cost of the project in case of projects located in North –
entrepreneurs and their cooperatives subject to a maximum
ceiling on subsidy of Rs.50 lakh;
(b) 25% of the capital cost of the project to all categories of farmers, agriculture graduates, cooperatives and State/ Central Warehousing
Corporations
(c)
15% of
the capital cost of the project to all other categories of individuals,
companies & corporations etc., subject to a maximum ceiling on subsidy of
d) 25% of the capital cost of the project
for renovation of godowns of cooperatives with
assistance from NCDC.
xix) Capital cost of the
project for the purpose of subsidy under the scheme shall be calculated as
follows:
a)
For
godowns up to 1000 tonnes
capacity – Project cost as
appraised by financing Bank or actual cost or Rs 2000/- per tonne
of storage capacity, whichever is lower;
b)
For
godowns exceeding 1000 tonnes
capacity – Project cost as
appraised by Bank or actual cost or Rs 1500/- per tonne of storage capacity, whichever is lower. However, for godowns
exceeding 10,000 tonnes capacity, the subsidy would
be restricted to that admissible for capacity of 10,000 tonnes
only;
c)
For renovation of godowns
by cooperatives with
assistance from NCDC - project cost as appraised by Bank / NCDC
or actual cost or Rs.500 per tonne of storage
capacity, whichever is lower.
xx) No
beneficiary shall draw subsidy for the godown project
or any of its component
from more than one source.
xxi) The capacity of godown
shall be calculated @
0.4 tonnes per cu. mtr.
Release of Subsidy
xxii) Subsidy
for the projects under the scheme shall be released through NABARD for projects
financed by Commercial, Cooperative and Regional Rural Banks, ADFCs, SCBs, SCARDBs,
NEDFI and scheduled PUCBs and other institutions eligible
for refinance from NABARD and through NCDC for projects financed by NCDC or by
Cooperative Banks in accordance with its eligibility guidelines.
Adjustment of
subsidy in Borrower's Account
xxiii) The subsidy released to the bank / NCDC for an
individual project will be kept in a separate borrower-wise account. The
adjustment of subsidy will be back ended. Accordingly, the full project cost
including the subsidy amount, but excluding the margin money contribution from
the beneficiary, would be disbursed as
No interest chargeable on subsidy
portion
xxiv)
The subsidy admissible to the promoter under the scheme will be kept in
the Subsidy Reserve Fund Account (Borrower-wise) in the books of the financing
A. Eligible Financing Institutions
The eligible financing institutions
under the scheme are:-
i) Commercial Banks, Regional Rural Banks (RRBs), State Cooperative Banks (SCBs),
State Co-operative Agricultural and Rural Development Banks (SCARDBs), Agricultural Development Finance Companies (ADFCs), Scheduled Urban Coop. Banks, North Eastern
Development Finance Corporation (NEDFI), and such other institutions eligible
for refinance by NABARD.
ii) NCDC
and Cooperative Banks recognized by NCDC in accordance with its eligibility
guidelines.
B. Term Loan
i) Minimum 50%
of the project cost (46.67% in case of NE States, hilly areas, SC/ST
entrepreneurs and their cooperatives) is to be raised as term loan from the
financing banks. As the subsidy is back-ended, eligible amount of subsidy would be initially allowed as term loan to
the beneficiary. The repayment schedule will be drawn on the total loan amount
(including subsidy). The subsidy amount
will be adjusted after liquidation of bank loan (net of subsidy) but not before
5 years from the date of disbursement of first instalment
of term loan.
ii) Depending
upon the cash flow, the term loan would carry an adequate long term repayment
period, not less than 5 years including a grace period of one year.
iii) Rate
of interest to borrowers on term loan shall be as per RBI guidelines. Interest will
be chargeable from the date of the first disbursement of loan.
iv) The financial institution may also
provide working capital separately for undertaking business by entrepreneurs.
v) NCDC may follow its own norms for period
of term loan, its repayment, moratorium, interest rate etc.
i) FOR PROJECTS FOR
WHICH SUBSIDY ROUTED THROUGH NABARD
Pattern of funding
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Other than NE States, hilly areas, SC/ST entrepreneurs &
their cooperatives |
NE
States/ hilly areas**/ SC/ST entrepreneurs & their Cooperatives.***
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Source of
finance |
Farmers@,
Agriculture Graduates, Cooperatives and State / Central Warehousing
Corporations. |
Individuals, Companies
and Corporations etc. |
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Owner's minimum
contribution* |
25% |
25% |
20% |
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Subsidy from the
Govt. |
25% |
15% |
33.33% |
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Term loan from eligible
Financing institutions (Minimum) |
50% |
50% |
46.67% |
@ Farmer is a person whose main source of
income is from Agriculture.
* Cost of land not exceeding
10% of the project cost can form part of the owner's contribution.
** Where
the project site is located at a height of more than 1000 meters above mean sea
level.
*** SC/ST Cooperative to be certified by the
concerned officer of the State Government.
Mode of release
a) Advance subsidy: 50% of the subsidy amount will be released
to NABARD by Deptt of Agriculture and Cooperation in
advance. Accordingly NABARD would release subsidy to participating banks in
advance for keeping the same in the Subsidy Reserve Fund Account of the
concerned borrower. This amount of 50%
advance subsidy would be released by NABARD to the participating banks on
submission of a project profile-cum-claim form (Annexure-I).
b) Final subsidy : The remaining 50% of the subsidy amount would
be disbursed to the participating bank(s) by NABARD after conduct of an inspection
by a Joint Inspection Committee comprising of officers from NABARD,
participating bank and Directorate of Marketing & Inspection (DMI) in the
concerned State.
ii) FOR PROJECTS FOR WHICH SUBSIDY ROUTED
THROUGH NCDC
Pattern of
funding
FOR COOPERATIVES IN ALL STATES OTHER THAN
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From NCDC to State
Govt. society Term loan -
65%
Subsidy -
25% |
From State Govt. to
society Term loan - 50% Share Capital -
15% Subsidy - 25% Society share -
10% |
FOR
COOPERATIVES IN NORTH EASTERN STATES, HILLY AREAS, SC/ST COOPERATIVES
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From NCDC to State
Govt. society Term loan -
56.67%
Subsidy -
33.33% |
From State Govt. to
society Term loan - 50.00% Share Capital -
06.67% Subsidy - 33.33% Society share -
10.00% |
Through Cooperative
Banks / directly to Cooperative Societies
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S.No. |
Source of Finance |
All States other
than NE States, hilly areas and for SC/ST Coop. |
In NE States/ Hilly
areas* and for SC/ST Coop. |
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i) |
Promoter's
contribution (Minimum)** |
25% |
20% |
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ii)
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Subsidy from the Govt |
25% |
33.33% |
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iii) |
Term loan (Minimum) |
50% |
46.67% |
* Where
the project site is located at a height of more than 1000 meters above mean sea
level .
** Cost of land
not exceeding 10% of the project cost can form part of the owner's
contribution.
Mode of release
a) 50% of subsidy amount shall be released on approval and acquisition of land and balance 50% of subsidy amount shall be provided after
godown has
b) 100% of subsidy amount shall be released
in case of renovation
of godowns after work of repair and renovation is
taken up.
c) The subsidy provided as interest free loan shall be adjusted only after construction of godown has been completed to the satisfaction of
NCDC.
7. PLEDGE LOAN
The
farmers keeping their produce in the godowns shall be
eligible to avail on hypothecation of produce upto 75%
of the value of produce pledged subject to a ceiling of Rs.5 lakh per borrower.
Such loan shall be for a period of upto 12
months. The rate of interest on such loans shall be as per RBI guidelines. The banking institutions shall accept the godown receipts on its being duly endorsed and delivered to
bank for pledge loan against hypothecation of produce as per RBI
guidelines. The pledge loan advance
under Grameen Bhandaran Yojana will qualify under 'Direct Agriculture - priority
sector lending'.
A time limit of 15 months is
prescribed for completion of the project from the date of disbursal of first instalment of loan.
However, if reasons for delay are justified, a further grace period upto 6 months may be allowed by the participating bank. If
the project is not completed within stipulated period, the benefit of subsidy
shall not be available and advance subsidy has to be refunded forthwith
9. REFINANCE
ASSISTANCE FROM NABARD
For Construction of Rural Godowns
For construction of
rural godowns, NABARD would provide refinance, if
required by commercial bank / RRBs/ ADFCs / SCBs/ SCARDBs
and such other eligible institutions @ 90% of the amount financed by them as
term loan. However, quantum of refinance
is 95% in case of SCARDBs in North Eastern Region. The quantum of
refinance from NABARD could vary from time to time. Rate of interest on refinance will be as
decided by NABARD from time to time.
For Pledge Loan
For Pledge Loan,
NABARD will also provide refinance to Cooperative
Banks as per NABARD's norms which are as under:
i) Facility
of pledge finance is extended to all cultivators whether they be the borrowing
members of PACS or not and the DCCBs are permitted to
directly finance individual cultivators on the strength of the pledge;
ii) Quantum
of pledge loan will be upto 75% of value
of actual produce pledged subject to a ceiling of Rs.5 lakh per borrower;
iii) The period of
pledge loan is upto 12 months;
iv) Farmers are given freedom to take back their
produce once the pledge loan is repaid; and
v) Rate of interest on
re-finance against pledge loan will be as decided by NABARD from time to time.
The general awareness
programme on the scheme for the farmers and the training programme
for the entrepreneur for construction, maintenance and operation of rural godown will be organised by the National Institute for Agriculture Marketing, Jaipur in collaboration with other institutions like BIRD, TOPIC etc.
11. OTHER CONDITIONS
i) Rural godowns
may be treated as infrastructure for financing.
ii) The participating banks / NCDC / NABARD,
etc., will adhere to their own norms for appraisal of projects.
iii) A signboard at the site "Assisted
under Gramin Bhandaran Yojana of Ministry of Agriculture, Government of
India" will be exhibited.
iv) Govt.’s interpretation of various terms
will be final.
v)
Besides Joint Inspection Committee (JIC) inspection, pre
& post completion inspections of the project may be undertaken to verify
physical, financial and
vi) Govt. reserves the right to modify, add and
delete any term and condition without assigning any reason.
12. PROCEDURE TO
BE FOLLOWED FOR SANCTIONING OF PROJECT AND RELEASE OF SUBSIDY
Projects
financed through Banks
i) Promoter will submit the project proposal
for term loan and subsidy to Bank on application form as prescribed by the concerned
Bank along with project report and other documents for appraisal and sanction
of loan. A copy of the proposal shall also be endorsed by the promoter to Sub
Office/ Regional Office of DMI as per list at Annexure VI.
ii) Bank after appraisal and sanctioning of
project and disbursal of first instalment of loan
will furnish a brief project profile-cum-claim form for advance subsidy in the
prescribed form given at Annexure-I
along with a copy of bank’s sanction letter to RO, NABARD with a copy to the
Sub Office/ Regional Office of DMI as per list at Annexure VI.
iii) NABARD on receipt of project
profile-cum-claim form from the participating bank,
will sanction and release 50% advance subsidy to the participating bank for
keeping the same in the Subsidy Reserve Fund Account (Borrower-wise). NABARD will forward a copy of claim form as
indicated in Annexure I to the Head Office of DMI project-wise for
replenishment or adjustment against advance subsidy provided by DMI to NABARD.
The release of subsidy by NABARD will be subject to availability of funds from
DMI.
iv) When the project is complete, the promoter
will inform the bank which will initiate action for an inspection by a Joint
Inspection Committee consisting of officials from bank, NABARD and DMI to
ensure that the rural godown conforms to approved technical & financial parameters.
v) After
inspection is conducted, the bank will submit the claim form for final subsidy
in the prescribed format given at Annexure
II to NABARD, in triplicate, with a copy to Regional Office/Sub-Office,
DMI. The inspection report of Joint
Inspection Committee and completion certificate should invariably be enclosed with claim form
for final subsidy. NABARD shall release the final subsidy to banks which will
be replenished by DMI or adjusted against the subsidy amount provided to NABARD
in advance.
Projects
financed through NCDC
i) NCDC shall provide
assistance to the cooperatives for construction/renovation of godowns.
ii) The cooperative societies shall formulate proposals in the format prescribed by NCDC and shall submit to RCS/State Govt. or directly to
NCDC.
iii) The RCS/State Govt. shall examine the
proposal and shall recommend to NCDC for
consideration.
iv) NCDC shall communicate its
sanction to the State Govt. and a
counter sanction shall be issued by the State Govt. to the societies.
v) The pattern of funding, interest rates, mode of release of sanctioned assistance shall be as per NCDC’s norms and policies as
circulated
from time to
vi) The State Govt. shall periodically
furnish progress report to the NCDC and NCDC shall furnish the same to DMI.
vii) DMI shall release advance subsidy for parking
in NCDC’s account. The project-wise subsidy
shall be adjusted/replenished by DMI.
viii)
NCDC shall furnish utilisation
certificate to DMI.
ix)
NCDC and DMI may undertake inspection of godowns to verify the utilization on a random basis.
13. MONITORING
i) The monitoring
of each project shall be done by DMI through its Regional/ Sub-Offices
(Annexure VI) and review will be done on monthly basis with NABARD/NCDC.
ii) As mentioned in para
11(iv), a Joint Inspection Committee consisting of officials from NABARD, NCDC,
participating bank(s), as the case may be, and DMI would inspect the project
within the overall scope of the operational guidelines of the scheme and would
submit its report in the format at Annexure-V
which should be enclosed with Annexure
II. For this purpose, the
promoters/participating banks/NABARD will initiate necessary action to get the
inspection conducted on the project site by the Joint Inspection Committee as soon as
the project is completed, so as to avoid any delay in release / adjustment of
subsidy.
iii) After crediting the final instalment of subsidy in the reserve fund of the borrower,
a utilization certificate as per Annexure
III is required to be submitted by the participating bank to NABARD/ NCDC
as the case may be to the effect that amount of subsidy received by them has
been fully utilized/adjusted in the books of account under the sanctioned terms
and conditions of the project, within the overall guidelines of the scheme.
iv) The progress report of the scheme as per
format at Annexure – IV shall be sent by
NABARD / NCDC directly to the Head Office of DMI on monthly basis.
***
Annexure –I
FORMAT FOR PROJECT PROFILE -CUM -CLAIM FORM FOR CLAIMING
50% ADVANCE SUBSIDY/REFINANCE
(TO BE SUBMITTED BY BANK IN TRIPLICATE TO NABARD WITH A
COPY TO DMI)
(1) Regional Office, NABARD
CAPITAL
INVESTMENT SUBSIDY SCHEME FOR CONSTRUCTION/ RENOVATION OF RURAL GODOWN.
PART- I
(For use by Bank)
1. i)
Name & address of project including Tehsil/Taluka/District
ii) Whether located in NE States/Hilly
areas i.e., above 1000 MSL
2. i) Name and address of promoter.
ii) whether
belongs to SC/ST / their cooperative, if yes, specify :
iii) whether
farmer*/agriculture graduate/SWC/CWC/Cooperative
a) If farmer, whether a small farmer**
iv) whether
individual/company/corporation/others
* farmer is a person
whose main source of income is from Agriculture.
** Small farmer is a
person having less than 2.5
acres of irrigated land or 5 acres of dry land.
3. Entitlement of subsidy (15%/25%/33.33%)
4. Name & address of financing bank
5. Date of receipt of proposal/application.
6. a) Amount of loan sanctioned
b) Date
of sanction of loan
c) Date
of disbursement of first instalment
7. Itemwise
financial projections
As per
project As appraised
report (Rs) by
bank (Rs.)
i) Land
ii) Godown
iii) Allied facilities
a) Boundary wall
b) Internal road
c) Others (to be specified)
Total outlay :
8. Means of finance
As per
project As
appraised
report (Rs) by
bank (Rs.)
• Promoters
contribution
• Bank
loan
• Any other source
Total:
9. Capacity of godown:
No.
of chambers Size Capacity
(cu.mtrs) (in tones)
i)
New unit to be created
ii) Existing unit, if any
ii)
Renovation of
Cooperative godowns
10. Rate of interest ( to
be charged) %
11.
Brief coverage on technical
feasibility
and financial viability.
12. Other
relevant information including as to whether the godown
would be for self use/to be leased out to private or Govt. agencies/to store
farmers produce on rent and commodity to be stored.
13. The
project has been appraised and found to be technically feasible and financially
viable. We intend/do not intend to avail
of refinance from NABARD. The refinance
amount is Rs._____________(if
to be availed).
14. An
amount of Rs._________(Rupees__________________________)
being the 50% of the eligible amount of subsidy may please be released in
respect of the project for crediting to the “Subsidy Reserve Fund Account –
Borrower-wise”.
15.
We note that a time limit of 15 months is stipulated for
completion of the project from the date of disbursal of first instalment of loan.
If reasons for delay in completion of the project are justified, a
maximum grace period of up to 6 months may be allowed for completion of
project. We also note that the advance
subsidy has to be refunded forthwith if the project is not completed within the
above stipulated period and as per the broad parameters of the scheme. It is further noted that in case of any delay
in refund of subsidy, the participating bank/beneficiary will be liable for
payment of penal interest. It is also
confirmed that the project does not fall within a Municipal Corporation area.
(___________________)
Place :
Seal and signature of the
Date: Authorised
signatory of Bank
Enclosures – 1) Project report
2) Land documents
3) Loan sanction letter issued by
competent authority
4) Brief coverage on technical
feasibility & financial viability
5) Proof of category
6) Affidavit of the beneficiary that he has
not availed/shall not avail
subsidy for the
project from any other source.
PART-II
(For use of RO, NABARD)
(A) For use by RO, NABARD
Advance subsidy
The claim of advance subsidy of Rs.______________ is forwarded herewith for release of the
same.
Date: (_______________)
Authorized signatory,
Regional
Office, NABARD.
(B) For use by NABARD
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Scheme Code State Code District Code |
Project Code Bank Code |
An amount of Rs.______________
is released as advance subsidy on ___________(name of
the bank) vide subsidy disbursement advise no.________________(copy
enclosed). This amount may please be replenished/adjusted by DMI.
Date:
(_______________)
Authorized signatory,
Head Office, NABARD.
(C ) For use by HO,
DMI
An amount of Rs._________________as
advance subsidy against above mentioned claim is hereby released/replenished to
NABARD vide D.D No.__________________dated
_______________________drawn on ________________(Bank)
Date:
(_______________)
Authorized
signatory,
Head Office, DMI
Annexure – II
FORMAT FOR CLAIMING FINAL INSTALMENT OF
SUBSIDY
(To be submitted by Bank in triplicate to
NABARD with a copy to DMI)
To
(1) The Regional Office, NABARD/
Directorate
of Marketing & Inspection,
CAPITAL
INVESTMENT SUBSIDY SCHEME FOR CONSTRUCTION / RENOVATION OF RURAL GODOWN.
(For use by Bank)
1. i)
Name & address of project including Tehsil/Taluka/District
ii) Whether located in NE States/Hilly
areas i.e. above 1000 MSL
2. i) Name and address of promoter.
ii) whether
belongs to SC/ST / their cooperative, if yes, specify :
iii) whether
farmer*/agriculture graduate/SWC/CWC/Cooperative
a) If farmer, whether a small farmer**
iv) whether
individual/company/corporation/others
* farmer is a person
whose main source of income is from Agriculture.
** Small farmer is a person having less
than 2.5 acres of irrigated land or 5
acres of dry land.
3. Entitlement of subsidy (15%/25%/33.33%)
4. Name & address of financing bank
5. Date of receipt of proposal/application.
6. a) Amount of loan sanctioned
b) Date
of sanction of loan
c) Date
of disbursement of first instalment
d)
Date of disbursement of last instalment
e) Total
loan amount disbursed
7. Itemwise cost of
project
As per project
As appraised Actual cost
report by Bank
i) Land
ii) Godown
iii) Allied facilities
a) Boundary wall
b) Internal road
c) Others (to be specified )
Total :
8. Source of finance
As per
project As
approved Actual
report (Rs) by
bank (Rs.) (Rs.)
• Promoters
contribution
• Bank
loan
• Any other source
Total
9. Capacity:
No.
of chambers Size Capacity
( cu.mtrs).
(in tones)
i) New
capacity created
ii) Existing unit, if any
iii)
Renovation of
Cooperative godowns
10. Total entitlement of subsidy Rs.
11. Amount of advance subsidy released Rs.
12.
Balance subsidy to be released Rs.
13. Date of sanction of refinance by NABARD
14. Date of amount of refinance released by
NABARD
15. Construction/renovation has been carried
out as per technical parameters envisaged
under the project.
16. Since
the project is complete as per terms and conditions stipulated under the scheme
and final inspection of godown has been conducted, an
amount of Rs.____________________(Rupees
_______________________) being the final instalment
of subsidy may please be released for
crediting to the “Subsidy Reserve Fund Account – Borrower-wise”.
17. The following documents are enclosed :-
a) Copy
of Joint Inspection Committee Report.
b) Compliance
report from bank, if any
c) Completion certificate signed by promoter
and verified by Joint Inspection Committee.
d) Proof
of category
(___________________)
Place : Seal and signature of the
Branch
Manager of Bank
Date
:
PART-II
(For use of RO, NABARD)
(A) For use by RO, NABARD
An amount of Rs._________________
as final instalment of subsidy towards the above
claim of __________________(name of the bank) in
respect of ______________________________(name of the project) may be released.
Date:
(_______________)
Authorized signatory,
Regional
Office, NABARD.
(B) For use by NABARD
|
Scheme Code State Code District Code |
Project Code Bank Code |
An amount of Rs.______________
is released as final subsidy on ___________(name of
the bank) vide subsidy disbursement advise no.________________(copy
enclosed). This amount may please be
released by DMI.
Date:
(_______________)
Authorized signatory,
Head
Office, NABARD.
(C ) For use by HO,
DMI
An amount of Rs._________________as
final subsidy against above mentioned claim is hereby replenished/adjusted to NABARD
vide D.D No.__________________
dated _______________________drawn on
________________(Bank)
Date:
(_______________)
Authorized signatory,
Head
Office, DMI
FORMAT FOR UTILIZATION CERTIFICATE
(FOR
THE USE OF FINANCING BANK TO BE SUBMITTED, IN TRIPLICATE, TO THE REGIONAL
OFFICE OF NABARD)
CAPITAL INVESTMENT SUBSIDY SCHEME FOR
CONSTRUCTION/ RENOVATION OF RURAL GODOWNS
1. Name, address/location of the
project:
2. Name and address of the beneficiary :
3. Name and address of the financing bank :
4. Date of sanction of loan by bank :
5. Date of inspection by Joint
Inspection Committee :
6. Date of completion of the project :
7. (i) Total financial outlay - Rs.
(ii) Margin money -
Rs.
(iii) Bank loan -
Rs.
(iv) Subsidy received Date of receipt Amount Date of credit to the
from NABARD (Rs.) Subsidy Reserve Fund A/c of the Borrower
(a) 50% Advance Subsidy
(b) Final installment of subsidy
----------
Total
======
8. (i) Capacity created
Volume Capacity No. of Chambers
(cubic mtrs.) (In tonnes)
(a) New Unit
(b) Renovation
9. Rate of interest charged by
financing bank - % p.a.
a) In the case of CBs -PLR - %
P.A.
b) In the case of others-
PLR of Convener bank of SLBC
10. The bank has/has not availed of
refinance from NABARD.
11. This is to certify that the full
amount of subsidy received in respect of the above project has been fully utilized
(by way of crediting to the “Subsidy Reserve Fund Account – Borrower-wise) and
adjusted in the books of account under the sanctioned terms and conditions of
the project and within the overall guidelines of the scheme.
Place
Date Seal
and Signature of the
Branch Manager (Financing bank)
PROGRESS
OF CAPITAL INVESTMENT SUBSIDY SCHEME FOR RURAL GODOWNS
SANCTIONED/PENDING
SCHEME (ABSTRACT)*
STATUS AS ON
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Sl.No. |
State |
Name of the project |
Location |
Capacity (tonnes) |
TFO Sanct-ioned |
Bank loan |
Promoter’s Contributi-on |
Total eligible subsidy |
Subsidy released to financing banks |
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Final |
Total |
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* The above information break-up may be furnished for projects
sanctioned to farmers/small farmers/SC/ST entrepreneurs and their cooperatives
separately.
PROFORMA FOR JOINT
INSPECTION REPORT OF GODOWN CONSTRUCTED UNDER GRAMEEN BHANDARAN YOJANA
Date
of Inspection :
1. Members of Joint Inspection Committee
Organization Name Designation Address
i) NABARD
ii) Financing bank
iii) DMI
2. i)
Name & address of project including Tehsil/Taluka/District
ii) Whether located in NE States/Hilly
areas i.e., above 1000 MSL
3. i) Name and address of promoter.
ii) whether
belongs to SC/ST / their cooperative, if yes, specify :
iii) whether
farmer*/agriculture graduate/SWC/CWC/Cooperative
a) If farmer, whether a small farmer**
iv) whether
individual/company/corporation/others
* farmer is a person
whose main source of income is from Agriculture.
** Small farmer is a person having less
than 2.5 acres of irrigated land or 5
acres of dry land.
4. Rate of entitlement of subsidy i.e. 15% /
25% / 33.33%
5. Use of godown
i) Own use/to store farm produce on rental/to
be
leased out to private or Govt. agency
ii) Commodity(ies) to be stored
6. Name & address of financing bank
7. i)
Date of sanction of loan
ii) Amount of loan sanctioned
iii) Date of disbursement of first instalment
iv) Date of
disbursement of last instalment
v) Total loan amount disbursed
8. i)
Date of completion of the project
ii)
Date of intimation of completion to NABARD & DMI
9.
Item-wise cost of project
As per Project
Report As appraised Actual
by Bank
i) Land
ii) Godown
iii) Allied facilities
a) Boundary wall
b) Internal road
c) Others (to be specified )
Total
:
10. Source of finance
As per project As
approved Actual
report (Rs) by
bank (Rs.) (Rs.)
• Promoters
contribution
• Bank
loan
• Any other source
Total
11. Capacity:
No.
of chambers Size Capacity
(cu.mtrs.) ( in tonnes)
i) Capacity
created
ii) Existing unit, if any
iv)
Renovation of
cooperative godowns
12. Total entitlement of subsidy Rs.
13. Amount of advance subsidy released
Rs.
14. Balance subsidy to be released Rs.
15. a) Whether project completed in time
b) Whether construction/renovation has been carried out
as per technical
parameters envisaged under the scheme,
c) If not, please specify the deviation(s).
d)
Whether the godown has been insured
16. Recommendations of the Joint Inspection
Committee
(Signature and date)
(i) NABARD
(ii) Financing Bank
(iii) DMI
LIST OF REGIONAL / SUB-OFFICE OF DIRECTORATE OF MARKETING &
INSPECTION WITH ADDRESSES
Dy. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection,
General pool
4th Floor, A Wing, DF Block,
Sector-1,
Kolkata-700064
Ph.033-3340845, 3347553(O)
Andhra Pradesh
Dy. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Green House 3rd Floor, Block 1,
Sultan Bazar, Hyderabad-5000195
Ph.040-4657446
Arunachal Pradesh
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Bharalumukh,Guwahati-781009
Ph. 0361-545256(O)
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Bharalumukh,Guwahati-781009
Ph. 0361-545256(O)
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Nagina Niketan OPP. A.N.College,
Boring Road Patna-800013
Ph. 0612-266691 (O)
Asstt. Agricultural Marketing Adviser
Directorate of Marketing & Inspection,
6th Floor, Kendriya Sadan,
Sector 9 ‘A’,
Chandigarh-160 047
Ph.0172 – 743201 (o)
Chhatisgarh
Asstt. Agricultural Marketing Adviser
Directorate of Marketing & Inspection,
33, Anand Nagar,
Chhatisgarh.
Ph. 0771-2446030 (O)
Dadra & Nagar Haveli
Dy. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
New
New Marine Lines,
Mumbai-400080
Ph.022-2036801,2032699 (O)
Daman & Diu
Dy. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
New
New Marine Lines,
Mumbai-400080
Ph.022-2036801,2032699 (O)
Dy. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection,
4/20,
Ph.011-23264635, 23277295 (o)
Senior Marketing Development Officer,
Directorate of Marketing & Inspection
1, Inderprastha Society
1st Floor, Near
Shahpur, Ahmedabad-380004
Ph. 079-5660965 (O)
Senior Marketing Officer,
Directorate of Marketing & Inspection
Raja Suncette, Margoa
APMC, Near Bear Factory,
Goa-403720
Ph. 0832-314943, 517291 (R)
Haryana
Asstt Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
6th floor Kendriya Sadan,
Sector 9’A’ Chandigarh-160047
Ph.0172-743201
Himachal Pradesh
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
6th floor Kendriya Sadan,
Sector 9’A’ Chandigarh-160047
Ph.0172-743201 (O)
Jammu & Kashmir
Senior Marketing Officer
61,A, II Extension, Gandhi Nagar,
Ph. 0191-450478 (O)
Jharkhand
Senior
Marketing
Officer,
Directorate of Marketing & Inspection,
Main Terminal Market Yard,
Pardra, RANCHI-4.
Ph.: 0651- 2512597
Kerala
Senior Marketing Officer,
Directorate of Marketing & Inspection
Over Bridge Junction, Tampanoor,
Thiruvanathapuram-695001
Ph. 0471-471134 (O)
Karnataka
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
M.G.Complex APMC,
Yashwantpur,
Bangalore-560080
Ph. 080-3473004
Senior Marketing Officer,
Directorate of Marketing & Inspection
Over Bridge Junction, Tampanoor,
Thiruvanathapuram-695001
Ph. 0471-471134 (O)
Dy.Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
New
New Marine Lines,
Mumbai-400080
Ph.022-2036801,2032699 (O)
Madhya Pradesh
Dy.Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
87,Malviya Nagar,
Bhopal-462 003
Ph.0755-551847 (O)
Manipur
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Bharalumukh,Guwahati-781009
Ph. 0361-545256(O)
Meghalaya
Marketing Officer,
Directorate of Marketing & Inspection
Shillong-793001
Ph: 0364-2503017
Mizoram
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Bharalumukh,Guwahati-781009
Ph. 0361-545256(O)
Nagaland
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Bharalumukh,Guwahati-781009
Ph. 0361-545256(O)
Orissa
Marketing Officer
Plot No.570,Styanagar,
Bhubaneshwar-751 007
Ph. 0674-503829 (O)
Dy.Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Shastri Bhawan.4 th Floor,
6th Block,26 Handows Roas,
Chennai-600006
Ph.044-8271738,8278065 (O)
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
6th floor Kendriya Sadan,
Sector 9’A’ Chandigarh-160047
Ph.0172-743201(O)
Rajasthan
Dy.Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
58,
Jaipur
Ph.0141-513300 (O)
Dy.Agricultural Marketing Adviser,
Directorate of Marketing & Inspection,
General pool
4th Floor, A Wing, DF Block,
Sector-1,
Kolkata-700064
Ph.033-3340845,3347553(O)
Tamilnadu
Dy.Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Shastri Bhawan.4 th Floor,
6th Block,26 Haddows Roas,
Chennai-600006
Ph.044-8271738,8278065 (O)
Tripura
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
Bharalumukh,Guwahati-781009
Ph. 0361-545256(O)
Uttar Pradesh
Dy.Agricultural Marketing Adviser,
Directorate of Marketing & Inspection
29-A/1,
Lucknow-226001
Ph. 0522-207357 (O)
Uttranchal
Asstt. Agricultural Marketing Adviser,
Directorate of Marketing & Inspection,
Computer Room,
APMC, Nirnjanpur,
Dehradun,
Ph. 0135 – 2520253 (O)
Dy.Agricultural Marketing Adviser,
Directorate of Marketing & Inspection,
General pool
4th Floor, A Wing, DF Block,
Sector-1,
Kolkata-700064
Ph.033-3340845,3347553(O)